What I Spend in a Week as a 31 Year Old in San Diego

TL;DR

Justine, 31, details her weekly expenses in San Diego, totaling $846.98, highlighting financial mindfulness.

Transcript

so my name is Justine I'm 31 years old i live at debt-free and san diego and this is how much I typically spend in one week okay so let's go ahead and start off with my basic living expenses in San Diego first let's start off with regular monthly expenses my rent is two thousand seven hundred eighty dollars a month for a two-bedroom two-bath apartm... Read More

Key Insights

• 😾 Justine meticulously details her weekly spending, balancing essential expenses with occasional treats and outings.
• 🧑‍🍳 Home-cooked meals contribute to cost-saving measures, offsetting expenses from dining out.
• 🥳 Justine's reflection on her spending habits underscores the significance of financial awareness in day-to-day transactions.
• 💦 Balancing work-from-home convenience with occasional indulgences adds a dynamic dimension to her spending patterns.
• ❓ The breakdown of expenses showcases a mix of practical budgeting and occasional splurges, reflecting a realistic approach to personal finance.
• 🐕‍🦺 Justine's decision to rethink her subscription services highlights a proactive approach to optimizing expenditure.
• 🍽️ The narrative captures the blend of routine expenses like groceries and bills with spontaneous purchases like artwork and dining out.

Questions & Answers

Q: What are Justine's main monthly expenses in San Diego?

Justine's main monthly expenses include rent, utilities (electricity), subscriptions (Netflix, Amazon Prime, etc.), and gas for her car.

Q: How does Justine control her spending on subscriptions?

Justine plans on cutting down on subscriptions as she finds the total cost of $108.14 per month excessive, focusing on essentials only.

Q: What was Justine's largest one-time purchase during the week?

Justine purchased a piece of artwork for $95.90, which she considered a significant buy, mainly funded from her apartment decor budget.

Q: Why does Justine emphasize the importance of being aware of online purchases?

Justine realized she often makes purchases online without being fully conscious of the expenditure, highlighting the need for mindfulness in online shopping habits.

Summary & Key Takeaways

• Justine breaks down her weekly expenses, including rent, utilities, subscriptions, gas, and miscellaneous purchases.

• She shows a mix of home-cooked meals, dining out, shopping trips, and social outings throughout the week.

• Justine reflects on her spending habits, emphasizing the importance of being mindful of online purchases.