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We Finally Did That Couples Massage! | March 2023 Beers & Budgeting

3.7K views
•
April 12, 2023
by
Debt Free Millennials
YouTube video player
We Finally Did That Couples Massage! | March 2023 Beers & Budgeting

TL;DR

A couple tests out a new beer, discusses their monthly budget, and makes plans for future expenses.

Transcript

oh my gosh is it very alcoholicy 7.6 okay I'm Gonna Leave honey okay okay you guys we are testing out a new beer for the March budget we just learned that it's over seven percent alcohol so this will be fun yeah come join us good thing it's a Sunday free Millennials the channel to help you crush your debt and live payment free and you all know this... Read More

Key Insights

  • 🧑‍🤝‍🧑 The couple's income exceeded their planned budget due to additional payments and a five-week month.
  • 😘 They experienced lower fixed expenses and received a credit for their electricity bill.
  • 😨 Car-related expenses, such as car insurance and tags, were higher than expected.
  • 🤑 The couple had a significant amount of fun money to spend on various activities.
  • 🌱 They plan to save for renters insurance and discuss future travel plans.
  • ❓ Investments and savings for a down payment and retirement increased in value.
  • 🤑 The couple considers using surplus money to set up a savings account for their child and contribute to their retirement and down payment funds.

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Questions & Answers

Q: How did the couple's income compare to their planned budget for the month?

The couple's income exceeded their budget, with a net surplus of $2,183.63. This was mainly due to Kyle receiving an additional payment for his travel expenses.

Q: How did the couple's fixed expenses, such as rent and utilities, impact their budget?

The couple's fixed expenses, including rent and electricity, were slightly lower than expected due to a credit for the California climate credit. They also had additional expenses for car-related costs, such as car insurance and tags.

Q: Why did Kyle spend $243 on clothing from Costco?

Kyle bought multiple pairs of pants and shorts from Costco because he liked them and wanted to have different colors. However, he later realized only two pairs fit him well and planned to return the rest.

Q: What other expenses did the couple have in the "fun" category?

The couple spent $982.96 on various fun activities, including a couple's massage, a whale watching excursion, and hiring a babysitter for a spa day. They also received gifts and paid for subscriptions.

Summary & Key Takeaways

  • The couple tries out a new beer with high alcohol content and enjoys it.

  • They discuss their monthly income, expenses, and savings contributions.

  • They review their recent spending, including clothing purchases and fun activities.


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