😱 Yes, We Just NOW Got to this Budget | April 2023 Beers & Budgeting

TL;DR

Justine and Kyle review their April budget, discussing real numbers while enjoying a beer.

Transcript

hello everybody it's been a while unfamiliar faces right it's been two months yeah I mean what it's June right now and we are going over April's budget in June oops yes never too late right nope okay let's hop into this episode of beers and budgeting okay welcome back if you are new to the debt free Millennials Channel my name is Justine and this i... Read More

Key Insights

• 🗺️ Delays in budget review due to travel and illness impacted Justine and Kyle's April review.
• 💨 Expenses were minimal in certain categories like groceries due to being away from home for extended periods.
• 🤑 Fun money was spent on events like the Dodgers Cubs game, and miscellaneous purchases.
• 🤝 The focus was on savings goals like their down payment fund and dealing with tax return issues.
• 👶 Kyle's new suit jacket purchase signified a change in style and a significant expense part of the surplus.
• 🍃 Surplus funds were left over in April's budget, prompting a discussion on saving or allocating them for the next month.
• ☺️ Reviewing real numbers and discussing financial decisions in a relaxed setting while enjoying a beer is the theme of Beers and Budgeting.

Questions & Answers

Q: Why did Justine and Kyle have delays in reviewing their April budget?

Justine had work trips, was quarantined due to COVID-19, and family visiting, causing delays in budget review.

Q: What were some of the notable expenses in their April budget?

Expenses included groceries, fun money for events like the Dodgers Cubs game, clothing purchases, and a parking ticket.

Q: What savings goals did Justine and Kyle focus on in April?

They focused on their down payment fund, with additional savings from Ally Bank's surprise savings feature, and dealt with tax return issues.

Q: What was the significance of Kyle purchasing a new suit jacket in April?

Kyle purchased a new suit jacket after eight years, with a significant portion of the surplus going towards it, showcasing a stylish change.

Summary & Key Takeaways

• Justine and Kyle review their April budget, discussing real income, expenses, and savings goals.

• They had delays due to travel and illness, leading to a late budget review in June.

• Expenses included groceries, fun money for events, fixed categories like electricity, and purchases like a new suit jacket.