Guinness, Travel, LA Bucket List Update | February 2023 Beers & Budgeting

TL;DR

Married couple reviews February budget while enjoying beers, discussing expenses, savings, and plans for celebrations.

Transcript

welcome to beers before budgeting where we are going to be are you handing this yes okay yeah okay well hold up we're about to get into our February budget in the middle of March that's fine better late than never we're gonna go over that but first a beer hey guys this is Justine with debt free Millennials the channels help you crush your debt and ... Read More

Key Insights

• ❓ Budget review included fixed expenses, variable expenses, and savings allocation.
• ❓ Investments were discussed with updates on various accounts and performance.
• 🥳 Plans were made for celebrations, including anniversary and daughter's birthday.
• 😮 Savings strategies like surprise savings feature with Ally Bank were highlighted.
• 🌱 Importance of tracking expenses, managing miscellaneous costs, and planning for future expenditures.
• 🤩 Discussions on dining experiences, Michelin star restaurants, and budgeting for such experiences.
• 😷 Incorporating audience engagement by asking about expensive dining experiences.

Questions & Answers

Q: How much extra income did the couple have in February?

The couple had an extra income of $1415.37 in February, which was a surplus in their budget for the month.

Q: What were the major expenses discussed in the budget review?

Major expenses included fixed costs like rent and daycare, groceries, utilities, gas, work trip expenses, restaurant visits, and savings for down payment and home upgrades.

Q: What investment accounts did the couple update in the review?

The couple updated accounts like Robin Hood, Weeble, traditional IRA, SEP IRA, Roth IRA, and brokerage account, discussing losses and overall portfolio performance.

Q: What were the plans discussed for celebrations in March?

The couple planned to celebrate their wedding anniversary with a couples' massage and sushi dinner, as well as preparing for a trip back home for their daughter's birthday.

Summary & Key Takeaways

• Couple reviews February budget with extra income of $1415.37.

• Breakdown of fixed expenses, groceries, utilities, gas, work trip expenses, and fun money spent.

• Discussion on investments, savings for down payment, upcoming expenses, and plans for anniversary celebration.