What Are the Top 3 Credit Cards to Get in 2021?

TL;DR

The top three credit cards to consider in 2021 are the Chase Freedom Flex, which offers a $200 welcome bonus and 5% cash back; the Amex Platinum, great for travelers with premium benefits and airline credits; and the Amex Gold, featuring a 60,000-point welcome bonus and $340 in cash credits. Each card has unique offers that can maximize your benefits this year.

Transcript

so in this video we're going to be going over the top three credit cards that you need to look out for right now if you don't have these cards in your wallet i don't know what to tell you you're going to miss out when these offers go away you're going to wish that you had signed up for them now i don't want to take any more of your time i want to g... Read More

Key Insights

• 🤱 Chase Freedom Flex boasts a $200 welcome bonus, 5% cash back, and no annual fees.
• ♿ Amex Platinum caters to elite travelers with premium benefits like lounge access and exclusive offers.
• 😥 Amex Gold's 60,000-point welcome bonus and $340 in credits make it a lucrative choice for the year.
• 🏛️ Building a relationship with Chase through existing accounts can increase approval chances.
• 🎴 Amex's revamped benefits on premium cards make them more attractive during the pandemic.
• 💳 A credit score of at least 700 is recommended for approval on premium cards like Amex Platinum.
• 💳 Optimal timing to apply for credit cards with current offers and benefits strategically explained.

Questions & Answers

Q: What makes Chase Freedom Flex a standout credit card?

Chase Freedom Flex offers lucrative benefits like a $200 welcome bonus, 5% cashback, and no annual fees, making it an excellent choice for all credit card users.

Q: How does Amex Platinum cater to high-spending customers?

Amex Platinum offers premium benefits like airline credits, lounge access, and exclusive offers, making it ideal for travelers and luxury shoppers.

Q: Can one have both the Amex Platinum and Gold cards simultaneously?

Yes, it's possible to have both cards, and Amex often encourages multiple card ownership, especially when they complement each other in benefits and rewards.

Q: Why are the credit card offers highlighted as essential for this year?

The featured credit cards offer exceptional welcome bonuses, statement credits, and temporary benefits that make them highly valuable choices before the year ends.

Summary & Key Takeaways

• Chase Freedom Flex offers a $200 welcome bonus, 5% cash back, and no annual fees.

• Amex Platinum caters to travelers and shoppers, featuring airline credits and premium benefits.

• Amex Gold provides a 60,000-point welcome bonus and $340 in statement credits, making it a valuable choice.