Live Q&A - Debt Collection Lawsuits, Bankruptcy, and More

TL;DR

Attorney John Skiba hosts a weekly live stream, discussing various debt-related issues, providing general advice and information to viewers.

Transcript

all right everybody uh my name is john skiba we're gonna get started here it's thursday evening uh time for our weekly uh live stream where we talk about debt collection lawsuits uh wage garnishment bankruptcy and all the other horrible related things out there and some ways that you can deal with them so i appreciate all those who have uh checked ... Read More

Key Insights

• 🫵 John Skiba shares general information and advice to help viewers deal with debt-related issues.
• 🎟️ The importance of responding to requests for admissions promptly to avoid deemed admissions.
• ❓ Understanding the timeline and processes involved in a Chapter 13 bankruptcy for debt repayment.
• ❓ Differences between dismissal with prejudice and dismissal without prejudice in debt collection lawsuits.
• 🪡 The legality of junk debt buyers acquiring and pursuing debts, but the need for them to provide sufficient evidence in court.
• 🗯️ The importance of understanding and asserting your rights in debt collection processes and settlement negotiations.
• 😆 The potential legal consequences for debt collectors if they pursue payment after a judgment has been satisfied.

Questions & Answers

Q: How can I move the deadline for responding to requests for admissions after the hearing?

You can ask the opposing party to agree to an extension in writing, or file a motion to extend the deadline with the court, stating your reasons for needing more time.

Q: What happens if the discharge clerk delays entering the discharge after the 341 meeting in a bankruptcy case?

It is not uncommon for the discharge to take 60 to 90 days after the 341 meeting. Make sure you have completed the required financial management course, as the discharge won't be entered without it.

Q: What is a trial scheduling conference in a debt collection lawsuit?

A trial scheduling conference is a meeting where the court schedules the trial, discusses deadlines for discovery and motions, and addresses logistics related to the upcoming trial.

Q: Can both spouses file for bankruptcy together?

Yes, a married couple can file for bankruptcy jointly. However, it is recommended to consult with a bankruptcy attorney to determine the best course of action based on individual circumstances.

Summary & Key Takeaways

• The live stream focuses on debt collection lawsuits, wage garnishment, bankruptcy, and related topics.

• John Skiba, a licensed attorney in Arizona, answers questions and provides general advice but cannot offer legal advice outside of Arizona.

• Viewers can submit their questions in the live chat, and John selects a few to discuss and provide insights.