Invest Smarter with AI: A Practical Guide to Long-Term Investing, Financial Planning, and Building Wealth

CONTENTS Preface Introduction Chapter 1 How to Use This Guide Chapter 2 Making Good AI Prompts for Smarter Investing Chapter 3 Principles of Investing You Should Not (and Cannot) Automate Chapter 4 What Are Your Goals? Chapter 5 Current Financial Situation Chapter 6 Risk and Risk Tolerance Chapter 7 Popular Investment Accounts and Asset Location Chapter 8 Assets to Own Chapter 9 What About Alternatives? Chapter 10 Test Before You Invest Chapter 11 Portfolio Construction with AI Help Chapter 12 Rethinking Retirement Chapter 13 Putting Everything Together Chapter 14 Let AI Be Your Second Set of Eyes Chapter 15 Avoiding Common AI Investing Mistakes Final Thoughts

Break Your Goals Down by Timeline To make goal planning easier, divide your goals into three categories: • Short-Term Goals (Under one year): These are short-term priorities, such as building an emergency fund or paying off a lower credit card balance. • Medium-Term Goals (1–5 years): These might include saving for a home, buying a car with cash, paying down student loans, or launching a business. • Long-Term Goals (5+ years): These are where you plan for college savings, retirement, or financial independence.

A powerful way to bring clarity to your goals is to make them SMART12: • Specific: What exactly do you want? • Measurable: How much money will it take? • Achievable: Is the goal realistic based on your income and time frame? • Relevant: Does it align with your overall priorities? • Time-Bound: What’s the deadline?