April 2021 Beers & Budgeting | We Hit One of Our Money Goals Already!

TL;DR

Debt-free millennials share their April income and expenses while enjoying beer.

Transcript

hello we are back for our april beers and budgeting report a little more awake this time we are a little bit more awake this time and we are going to go over our income and expenses for april and we're going to do it with a beer so stick around hey what's up guys it's justine with debt free millennials the channel to help you crush your debt and li... Read More

Key Insights

• 👶 Managing unexpected expenses like increased utility bills due to a newborn baby requires flexibility in budgeting.
• 🎅 Justine and Kyle explore the challenges of affordability in the San Diego housing market and weigh their options.
• 🤗 Their approach to investing showcases a mix of hands-on and passive strategies across multiple platforms.
• 😨 The couple's commitment to saving for a second car and future goals demonstrates their financial discipline.
• ❓ Justine and Kyle's transparent discussion about taxes and financial responsibilities provides insights into their prudent financial management.
• ⚖️ They showcase a balance between enjoying personal expenses like dining out and responsible financial planning.
• 🫵 The couple's discussion on the housing market trends and investment opportunities offers valuable insights for viewers.

Questions & Answers

Q: How did Justine and Kyle manage their budget with a newborn baby in April?

Justine and Kyle navigated their budget by adjusting for increased expenses due to having visitors and higher utility bills.

Q: What are Justine and Kyle's thoughts on buying a house in San Diego?

The couple finds the housing market challenging in San Diego due to high prices and limited inventory, leading them to reconsider the idea.

Q: How did Justine and Kyle allocate their surplus from April's budget?

Justine and Kyle considered putting their surplus towards their taxes, hinting at a significant amount owed, indicating responsible financial planning.

Q: What tools and platforms are Justine and Kyle using for investing?

Justine and Kyle utilize platforms like Robinhood, WeBull, and Stash for their investment portfolios, with varying strategies and preferences.

Summary & Key Takeaways

• Justine and Kyle detail their April income and expenses, pleasantly surprised at ending with a surplus.

• They discuss the challenges of budgeting with a newborn baby in the family.

• The couple explores the housing market in San Diego and their investment strategies for the future.