Vancouver + Holiday Shopping | November 2023 Beers & Budgeting

TL;DR

Justine and Kyle review their November budget over a tasty beer and discuss expenses, savings, and upcoming plans.

Transcript

it's been a while since we've come to the table to do a little beer little budgeting so here we are we're going to be opening up the November budget take a look at what we spent on and have a really tasty beer while we do it hey guys it's your host Justine of the debt-free Millennials YouTube channel and this is my husband Kyle what up and during o... Read More

Key Insights

• 🎞️ Vancouver trip highlights included brewery visits and sightseeing adventures.
• 🌱 Justine and Kyle meticulously planned their Christmas budget throughout the year.
• 🛀 The couple allocated a significant amount towards their down payment fund, showing progress towards their home buying goal.
• 🍃 Real income and expenses were reviewed, leaving $820 for savings in November.
• 👪 Justine and Kyle discussed their monthly fixed expenses, including rent, daycare, and groceries.
• 👪 They acknowledged areas for improvement in tracking expenses, such as separating personal and family purchases.
• 👾 The couple considered reallocating funds for leisure activities like attending a Chiefs vs. Chargers game.

Questions & Answers

Q: How much did Justine and Kyle allocate for savings in November?

Justine and Kyle set aside $820 for savings after reviewing their November budget.

Q: What were some highlights of their trip to Vancouver?

Justine and Kyle enjoyed brewery visits, sightseeing at Stanley Park, and dining at local restaurants during their trip to Vancouver.

Q: How did Justine and Kyle handle their Christmas budgeting?

Justine and Kyle planned their Christmas budget throughout the year, increasing their gift budget based on past spending data to avoid last-minute stress.

Q: How did Justine and Kyle approach their moving expenses and down payment fund?

Justine and Kyle allocated over $8,000 towards their down payment fund, reaching a total of over $184,000, showing steady progress towards their home buying goal.

Summary & Key Takeaways

• Justine and Kyle discuss their real income and expenses, leaving $820 for savings.

• They enjoyed a trip to Vancouver, including visits to local breweries and sightseeing.

• The couple reflects on their spending, including moving expenses and Christmas budgeting.