Let's Play a Game Called... Never Have I Ever | Summary and Q&A

TL;DR

Debt-free millennial shares personal experiences through a fun "Never Have I Ever" game format on YouTube.

Key Insights

• 🥶 Achieved debt-free status at 25 through disciplined financial habits.
• ✋ Advocates for self-managing investments to avoid high financial advisor fees.
• 💳 Shares personal experiences of paying for vehicles in cash and avoiding credit card debt.
• ❓ Indicates interest in cryptocurrency but currently does not own any.
• 🌍 Encourages international travel for personal growth and cultural experiences.
• 💨 Describes experiences with personal grooming, like Brazilian waxes, in a humorous way.
• 😑 Expresses interest in homeownership and actively saving for a down payment.

Transcript

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Questions & Answers

Q: How did the debt-free millennial become debt-free at such a young age?

The millennial became debt-free at 25 by diligently paying off student loans and avoiding credit card debt.

Q: Why does the millennial advise against working with financial advisors?

The millennial suggests self-managing investments to avoid high advisor fees and take control of financial decisions.

Q: What was the millennial's experience with trying a cigarette?

The millennial found trying a cigarette to be a distasteful experience, emphasizing the negative effects of tobacco.

Q: How does the millennial approach budgeting and financial accountability?

The millennial promotes regular budget check-ins and shares personal experiences of neglecting the budget in the past.

Summary & Key Takeaways

• Debt-free millennial engages in a fun "Never Have I Ever" game with the audience on YouTube.

• Shared experiences include being debt-free, paying for vehicles in cash, avoiding credit card debt, and more.

• Offers personal anecdotes, financial advice, and insights into the millennial's journey to financial freedom.