港元定期利息一個月內由3.5厘跌到0.1% 想要高息哪裡找?│港美息差為何如此闊 應否換成美元收息?

港元定期利息一個月內由3.5厘跌到0.1% 想要高息哪裡找?│港美息差為何如此闊 應否換成美元收息?
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