Win Your Debt Collection Lawsuit & More | Live Q&A

TL;DR

The host discusses debt-related topics, announces a potential boot camp, and answers viewer questions on debt collection lawsuits, bankruptcy, and credit reporting.

Transcript

hey everybody welcome to thursday night i am john skiba i am the host the attorney of the consumer award youtube channel uh like i said i'm a licensed attorney in the state of arizona and each and every thursday night we do this we uh come on and talk about different debt related things how to win debt collection lawsuits uh bankruptcy credit repor... Read More

Key Insights

• 👻 John Skiba is a licensed attorney in Arizona and hosts a YouTube channel discussing debt-related topics.
• 🤝 Skiba announces plans to launch a boot camp to assist individuals dealing with debt collection lawsuits.
• 🫵 The channel relies on viewer questions to provide informative content and in-depth answers.
• 💁 Legal disclaimers are provided, emphasizing that the information shared is not specific legal advice for various jurisdictions.
• 🛟 Skiba mentions the possibility of appealing unfavorable court rulings and the importance of preserving evidentiary objections.
• ✋ He also addresses the options for stopping collection calls for debts that are not the viewer's responsibility and the potential violations of the TCPA.
• 🫵 Skiba advises viewers to examine the allegations in complaints carefully and act truthfully and honestly in responding to the court.
• 🍵 He discusses the importance of understanding arbitration clauses and the initiation process when the court orders arbitration, and provides guidance on handling dismissals and appeals.

Questions & Answers

Q: How can I stop collection calls for debts that are not mine?

If you have repeatedly asked the collectors to stop calling and they continue to do so, it might be a violation of the TCPA. You can consult with an attorney to explore legal options and potentially seek compensation.

Q: The judge ruled in favor of the opposing party in my debt collection trial, what should I do now?

If you believe the judge made an incorrect ruling, you can preserve your objections and consider filing an appeal. Appellate courts can review and potentially reverse rulings that you believe were unfavourable.

Q: I received a judgment to compel arbitration, but not a dismissal. What should my next steps be?

If the court only ordered arbitration, you should review the terms and conditions of the arbitration agreement. Depending on who is supposed to initiate arbitration, you may need to communicate with the opposing party to ensure compliance. If they fail to initiate arbitration within the given timeframe, you can request a dismissal.

Q: How do I stop collection calls if the debt collector does not have proof of the debt with the original creditor?

You should examine the allegations in the complaint very closely. If they lack specific information or you are unsure about the debt's validity, you can deny it or state that you lack sufficient information to admit or deny. However, if the information provided is accurate, you may need to admit to owing the debt to the original creditor.

Summary & Key Takeaways

• The host, John Skiba, is an attorney discussing various debt-related topics, such as debt collection lawsuits, bankruptcy, and credit reporting.

• He announces the possibility of launching a boot camp to help individuals deal with debt collection lawsuits in a more hands-on and informative manner.

• Viewers can ask questions related to debt topics, and the host provides detailed answers to address their concerns.