Phil's First Party Parlay - Blasting Damage with Fred Pye

TL;DR

Blasting cases refer to damage caused by repeated explosions from mine quarries, which can lead to cracks in buildings and infrastructure. Homeowner insurance policies may cover repairs for properties affected by blasting.

Transcript

• All right, we are broadcasting live. Welcome to Phil's first party parlay where we talk all things timely and topical in the insurance restoration industry. I'm Phil Sanov, trial lawyer with Morgan & Morgan's Insurance Recovery group. With Morgan & Morgan's Insurance Recovery Group, I have 55 of the most awesome attorney colleagues you would ever... Read More

Key Insights

• 💼 Blasting cases involve property damage caused by repeated explosions from mine quarries.
• 🍘 Blasting damage can manifest as cracks in walls, ceilings, and exterior surfaces, as well as damage to pool and plumbing systems.
• 📔 Homeowner insurance policies may cover repair costs for blasting damage if there are no specific exclusions.

Questions & Answers

Q: What is the historical background of blasting cases?

Blasting cases are related to mine quarries using explosives to gather limestone rock in South Florida. Residential properties were built around these quarries, causing damage from repeated explosions over a 30-year period.

Q: How can homeowners identify typical damages from blasting?

Homeowners should look out for stair step cracking in exterior stucco, dipping or cracking in pavers and sidewalks, deep cracks in ceilings and walls, de-bonding of tile, and pool and plumbing damage.

Q: Why does homeowner insurance cover blasting damage?

Homeowners pay premiums to ensure coverage for property damage. If blasting causes repeated damage during the policy period and if there are no specific exclusions, repair costs should be covered by homeowner insurance.

Q: Why is it important to seek professional assistance for blasting cases?

Blasting cases can be complex, requiring specialized knowledge and understanding of insurance policies and engineering concepts related to the damage. Consulting an experienced attorney can help ensure a successful claim.

Summary & Key Takeaways

• Blasting cases involve damage to residential and commercial properties from explosions caused by mine quarries, specifically in South Florida.

• Typical damage includes stair step cracking in exterior stucco, dipping or cracking in pavers and sidewalks, deep cracks in ceilings and walls, and de-bonding of tile.

• Pool and plumbing damage are also common, affecting both exterior and interior plumbing systems.