Consumer Warrior v. Junk Debt Buyer (Debt Collection Lawsuit) | Summary and Q&A

30.5K views
June 9, 2021
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Consumer Warrior
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Consumer Warrior v. Junk Debt Buyer (Debt Collection Lawsuit)

TL;DR

This video features the entire oral argument in a case against Midland Funding in the Arizona Court of Appeals, discussing the business records exception to the hearsay doctrine.

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Questions & Answers

Q: What is the main topic being discussed in the video?

The main topic being discussed in the video is the business records exception to the hearsay doctrine and its application to the authentication and admissibility of documents in a case against Midland Funding.

Q: What is John Skiba's argument against Midland Funding's reliance on business records?

John Skiba argues that Midland Funding's reliance on business records from Chase Bank lacks proper foundation and authentication, leading to questions of reliability. He emphasizes the need for additional evidence to establish trustworthiness.

Q: Was there an alternative argument asserted by Midland Funding in the case?

Midland Funding did not present an alternative argument based on the catch-all exceptions to the hearsay rule for documents that might be deemed reliable. Instead, they relied on the business records exception.

Q: What was the outcome of the appeal?

John Skiba won the appeal, resulting in the case being dismissed. The Arizona Court of Appeals upheld the lower court's ruling that Midland Funding had not proven its case.

Summary & Key Takeaways

  • The video includes the oral arguments of both the attorney for Midland Funding and John Skiba in a case before the Arizona Court of Appeals.

  • The main issue being argued is the business records exception to the hearsay doctrine regarding the authentication and admissibility of documents.

  • John Skiba ultimately won the appeal, leading to the case being dismissed.

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