Amex Gold Card - 9 Secret Benefits & Tips (Full Guide) | Summary and Q&A

TL;DR

Learn how to fully utilize the American Express Gold Card by taking advantage of lesser-known benefits and strategies, including dining credits, Uber credits, hotel perks, exclusive experiences, purchase protection, retention offers, and more.

Key Insights

• 💳 Utilize GrubHub pickup or buy gift cards to maximize dining credits.
• 😒 Use the $120 Uber credit for rides or UberEATS orders, and consider the Uber One membership for additional savings.
• 🤵 Take advantage of the American Express Hotel Collection for perks such as experience credits and room upgrades.
• 📑 Explore exclusive experiences through the American Express Experiences tab and Resy Exclusive Experience benefit.
• 🇦🇸 Benefit from purchase protection for items purchased with the American Express Gold Card.
• 😥 Earn bonus points by referring friends to the card.
• 😥 Check the Offers tab for exclusive offers and higher point earning rates.

Transcript

the American Express gold card has been at the top of my favorites list for many many years since I first got this card about four or five years back since then I've learned a ton about this card including some secret little benefits that I wanted to share with you in this video to give you extra value Beyond just your point earning and your welcom... Read More

Questions & Answers

Q: How can I maximize the dining credits offered by the American Express Gold Card?

To maximize dining credits, consider utilizing GrubHub pickup to avoid delivery fees or purchase gift cards for restaurants you frequent. Another option is to use the credits for a GrubHub Plus or Seamless membership.

Q: How can I make the most of the Uber credit provided by the American Express Gold Card?

Use the $120 Uber credit for UberEATS orders or rides. Opt for the Uber One membership at $9.99 a month to save 5% on rides and receive zero-dollar UberEATS delivery fees in select cities.

Q: What are the benefits of the American Express Hotel Collection?

The American Express Hotel Collection offers benefits such as $100 experience credits for dining, spa, and resort activities, as well as the potential for room upgrades. Consider using the "credit card sandwich" trick to increase the chances of a room upgrade.

Q: How can I access exclusive experiences through American Express?

Visit the American Express Experiences tab on the website or app to access exclusive events and pre-sale tickets. Check regularly for new offers. Also, create a Resy account and link your AmEx Gold Card to access exclusive dining experiences.

Q: What is the purchase protection benefit offered by the American Express Gold Card?

Purchase protection covers up to $10,000 for damage, theft, or loss of items purchased with the card. Contact AmEx customer service or file a claim online with the necessary receipt.

Q: How can I refer friends and earn bonus points with the American Express Gold Card?

Use the referral link in your AmEx account to refer friends. Currently, the referral offer provides 30,000 points for you and 90,000 points for your friend upon approval.

Q: How can I find exclusive offers and higher point earning rates with the American Express Gold Card?

Check the Offers tab on your AmEx account for exclusive offers, such as discounts on specific brands or higher point earning rates. Enroll in the offers and make qualifying purchases to receive the benefits.

Q: What are retention offers and how can I obtain them?

Retention offers are incentives provided by American Express to retain cardholders who are considering canceling their card. Contact customer service to inquire about retention offers, which may include extra points or benefits.

Summary & Key Takeaways

• The American Express Gold Card offers dining credits, providing up to $120 in statement credits yearly for restaurants like Cheesecake Factory and Shake Shack. Utilize GrubHub pickup or buy gift cards to fully maximize this benefit.

• Cardholders also receive a $120 Uber credit annually, which can be used for rides or UberEATS orders. Consider the Uber One membership for additional savings and benefits.

• The American Express Hotel Collection offers perks such as $100 experience credits and room upgrades for bookings of 2 nights or longer. The value varies, so compare rates before booking.

• Enjoy exclusive experiences through the American Express Experiences tab, offering pre-sale tickets and exclusive events. Don't forget to explore the Resy Exclusive Experience benefit for curated dining experiences.

• Take advantage of purchase protection, which covers up to $10,000 in case of damage, theft, or loss for items purchased with the American Express Gold Card.

• Refer friends and earn bonus points. The current referral offer allows you to earn 30,000 points while your friend receives 90,000 points upon approval.

• Explore the Offers tab on your AmEx account for exclusive offers, including higher point earning rates and statement credits on purchases.

• Utilize retention offers by contacting customer service when considering cancelling the card. These offers incentivize cardholders to keep the card by offering additional points or benefits.