Dealing with Debt | Live Q&A with Arizona Attorney John Skiba | Summary and Q&A

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September 22, 2023
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Consumer Warrior
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Dealing with Debt | Live Q&A with Arizona Attorney John Skiba

TL;DR

John Skiba, from the Consumer Warrior YouTube channel, announces the launch of his own law firm, Arizona Consumer Law Group, specializing in bankruptcy and debt-related issues.

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Questions & Answers

Q: Can I still consult with John Skiba if I am not an Arizona resident?

Unfortunately, Skiba is only licensed to provide legal advice to Arizona residents. It is highly recommended to seek legal advice from an attorney in your local state to ensure compliance with specific state laws.

Q: What should I do if I receive a virtual mediation letter for a lawsuit in Arizona?

Virtual mediation is a process where a neutral party attempts to facilitate a resolution between the parties. It is mandatory to attend the mediation conference. If an agreement is not reached, you can continue towards trial.

Q: Is it advisable to settle a debt lawsuit with a motion to dismiss without obtaining a written statement of the debt's resolution?

While a motion to dismiss with prejudice may result in the dismissal of the lawsuit, it is crucial to obtain a written statement confirming the debt's resolution to avoid further collection attempts.

Q: When should I stop making payments if I have a 100% payment history and plan to file for bankruptcy?

Once you have consulted with a bankruptcy attorney and decided to proceed with bankruptcy, it is generally recommended to stop making payments on credit cards, medical bills, and personal loans. However, secured debts, such as car loans and home loans, should still be paid to avoid repossession or foreclosure.

Summary & Key Takeaways

  • John Skiba announces the launch of his new law firm, Arizona Consumer Law Group, focusing on bankruptcy and debt-related matters.

  • Skiba explains the limitations of providing legal advice only to Arizona residents due to his licensing restrictions.

  • Skiba answers questions from viewers regarding debt collection lawsuits, settlements, and bankruptcy.

  • Skiba advises viewers on various debt-related issues, including responding to lawsuits, negotiating settlements, and filing for bankruptcy.

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