“In my whole life, I have known no wise people (over a broad subject matter area) who didn’t read all the time — none. Zero.” — Charlie Munger, Self-made billionaire & Warren Buffett’s longtime business partner

Learning is the single best investment of our time that we can make. Or as Benjamin Franklin said, “An investment in knowledge pays the best interest.”

“Intellectual capital will always trump financial capital.” — Paul Tudor Jones, self-made billionaire entrepreneur, investor, and philanthropist

#1. While goods are becoming demonetized, knowledge is becoming increasingly valuable

futurist Peter Diamandis calls rapid demonetization, in which technology is rendering previously expensive products or services much cheaper — or even free.

While goods are becoming demonetized, knowledge is becoming increasingly valuable.

Those who work really hard throughout their career but don’t take time out of their schedule to constantly learn will be the new “at-risk” group. They risk remaining stuck on the bottom rung of global competition, and they risk losing their jobs to automation, just as blue-collar workers did between 2000 and 2010 when robots replaced 85 percent of manufacturing jobs.

The irony is that the problem isn’t a lack of jobs. Rather, it’s a lack of people with the right skills and knowledge to fill the jobs.

knowledge is the new money.

#2. Knowledge often serves as a medium of exchange and store of value

unlike money, when you use knowledge or give it away, you don’t lose it. In fact, it’s the opposite. The more you give away knowledge, the more you:
Remember it
Understand it
Connect it to other ideas in your head
Build your identity as a role model for that knowledge

Transferring knowledge anywhere in the world is free and instant.
Its value compounds over time faster than money.

It connects you to communities of people you didn’t even know existed.
It puts your life in perspective by essentially helping you live many lives in one life through other people’s experiences and wisdom.

#3. Knowledge investors will be the new wealthy

Employees, entrepreneurs, and investors combine time, knowledge, and money in different ways

more investment markets gives more people the opportunity to use their unique and valuable knowledge to find great investments.

more assets means that people can get a return on their learning faster.

The exploding number of assets in the world gives more people the chance to profit from their unique knowledge. Furthermore, the rewards for learning will increase exponentially.

In the web 3.0 era, platforms like, Mirror.xyz, Brave, and Audius, give monetary ownership to users and creators for the value they generate.

If you have early access to insider knowledge on what will take off, you will make more money. And the key is that you’re getting ownership off of your knowledge, not your money.

With web 3.0, creators and users who create value on platforms get financial ownership. For the first time, becoming a smart early adopter will get you paid.

it has never been easier to convert knowledge into money.

Constant learners who cultivate a unique and valuable perspective on the world will be able to profit from their knowledge

The Internet democratized access to knowledge. Web 3.0 democratizes access to investing. Combine the two and we see the rise of the knowledge investor.

A knowledge investor:
Treats learning like an athlete treats practice
Spends most of their day learning
Develop a latticework of mental models
Studies emerging trends
Invests his or her time and money in the best time-bound opportunities

understanding and using mental models is one of the most universal skills that EVERYONE should learn. It provides a strong foundation of knowledge that applies across every field.

we need to stop thinking that we only acquire knowledge from 5 to 22 years old, and that then we can get a job and mentally coast through the rest of our lives if we work hard. To survive and thrive in this new era, we must constantly learn.

The long-term effects of intellectual complacency are just as insidious as the long-term effects of not exercising, eating well, or sleeping enough. Not learning at least 5 hours per week (the 5-hour rule) is the smoking of the 21st century and this article is the warning label.

“Live as if you were to die tomorrow. Learn as if you were to live forever.” — Mahatma Gandhi

“By working less and learning more, I might seem to get less done in a day, but I get dramatically more done in my year and in my career.”

Learning is no longer a luxury; it’s a necessity.

Consistently finding the time for reading and learning even if you are really busy and overwhelmed or feel like procrastinating
Increase the results you receive from each hour of learning by using proven hacks that help you remember and apply what you learn