Increased PoS Transaction Costs in Lagos State Pose Challenges for Businesses and Customers

Feranmi Olaseinde

Hatched by Feranmi Olaseinde

Aug 22, 2023

4 min read


Increased PoS Transaction Costs in Lagos State Pose Challenges for Businesses and Customers

Naive Optimism: A Catalyst for Success and Growth

In today's world, where businesses and customers are faced with numerous challenges, one concept that has the potential to make a significant impact is naive optimism. Naive optimism can be defined as the belief that good outcomes are more likely to happen to you than bad ones in any given situation. It requires a suspension of disbelief and a positive perspective, without familiarizing yourself with the potential obstacles or details that could prevent you from achieving your goals.

Naive optimism can be particularly helpful at the outset of a massive project or challenge. When confronting the whole picture, it is easy to become discouraged and overwhelmed. However, by adopting a naive optimistic mindset, one can focus on the end goal without considering the obstacles along the way. This can provide the motivation needed to start a business, write a novel, or complete a triathlon. By choosing to be optimistic and ignoring what could go wrong, you build confidence and trust in yourself, pushing yourself out of your comfort zone.

Interestingly, naive optimism can be linked to the Dun and Krueger effect. This phenomenon refers to individuals with low skills in a particular area who grossly overestimate their abilities. It is akin to an audience member watching a ballerina on stage and thinking, "That doesn't look so hard, I can do that." This overestimation of abilities can be seen in children as well. They are optimistic about their abilities and are not hindered by self-consciousness or fear when trying new things. Their optimism allows them to learn quickly and eagerly, without the baggage of ignorance weighing them down.

Adopting a childlike mindset when learning new things can be incredibly beneficial. It comes from a genuine desire to learn and a willingness to overlook the likelihood of failure at first. Overcoming this initial mental hurdle is where naive optimism can truly shine. While it may not come naturally to everyone, faking it until you make it can be a useful tactic. By acting like a naive optimist, one can gradually adopt the attitude over time. Start with small things, such as believing that you will complete everything on your to-do list or that a meeting with your boss will go well. These thought patterns, when practiced consistently, can seep into more influential sectors of your life.

Although becoming the textbook example of a naive optimist may not be feasible for everyone, incorporating this mindset into decision-making processes can yield positive results. By believing in yourself and your ability to succeed, you are more likely to take risks and push yourself further. Even if someone else surpasses you in a given endeavor, the belief that you would win still did more for you than the belief that you would lose. And there's always the next opportunity, the next race, where you know you'll definitely win.

In conclusion, increased PoS transaction costs in Lagos State may pose challenges for businesses and customers, but by adopting a naive optimistic mindset, individuals can navigate these obstacles with confidence and resilience. Naive optimism allows for better decision-making, the ability to take risks, and a willingness to step out of one's comfort zone. To incorporate this mindset into your own life, here are three actionable pieces of advice:

  • 1. Start small: Begin by applying naive optimism to everyday tasks and challenges. Believe that you will complete your to-do list or accomplish a specific goal. This practice will help build confidence and trust in yourself.
  • 2. Embrace failure as a learning opportunity: Naive optimism allows you to view failure as a stepping stone rather than a roadblock. Embrace failures as learning opportunities and use them to grow and improve.
  • 3. Surround yourself with positive influences: Surround yourself with individuals who embody naive optimism and have a positive outlook on life. Their energy and mindset can be contagious, reinforcing your own optimistic beliefs.

By incorporating these practices into your life, you can harness the power of naive optimism to overcome challenges, achieve success, and ultimately lead a more fulfilling and rewarding life.

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