Navigating Toxic Chemicals, Financial Transparency, and Building a Strong Foundation: Insights for a Successful Marriage

Feranmi Olaseinde

Hatched by Feranmi Olaseinde

Sep 22, 2023

3 min read


Navigating Toxic Chemicals, Financial Transparency, and Building a Strong Foundation: Insights for a Successful Marriage


Marriage is a beautiful union that requires open communication, trust, and shared goals. However, it's essential to address certain topics before tying the knot to ensure a smooth journey ahead. In this article, we will explore the dangers of toxic chemicals, the importance of financial transparency, and actionable advice for building a strong foundation.

Toxic Chemicals: The Hidden Perils:

Diethylene glycol (DEG) and ethylene glycol (EG) are toxic chemicals commonly used for industrial purposes. They pose severe health risks if ingested or absorbed through the skin. It is crucial to be aware of these chemicals and take necessary precautions to avoid any harm. While this topic may seem unrelated to marriage, it highlights the need for awareness and proactive measures in any partnership.

Financial Transparency: The Key to a Successful Union:

Money matters can often cause strain in a relationship. Therefore, it is vital to have open and honest conversations about finances before getting married. Here are five essential money conversations to have with your partner:

1. Debt Repayment Strategies:

Two popular methods for paying off debts are the snowball method and the avalanche method. The snowball method focuses on tackling smaller balances first to gain motivation and momentum. On the other hand, the avalanche method prioritizes debts with the highest interest rates. Discussing and choosing a suitable strategy together will not only help you clear debts efficiently but also foster teamwork and shared financial goals.

2. Income and Spending:

A survey revealed that a significant percentage of partnered Americans have lied or withheld financial information from their partners regarding income and spending. This lack of transparency can lead to trust issues and financial strain in the long run. Additionally, credit scores, although not directly linked to marital status, can impact joint financial decisions. It is crucial to lay out your current income and expenses and encourage your partner to do the same. By understanding each other's financial situation, you can make informed decisions and work together towards a stable financial future.

3. Credit Scores and Debt Management:

Your credit score can affect various aspects of your life, including obtaining a mortgage. If one partner has a poor credit score, it can result in higher interest rates or even rejection. It is essential to address any credit-related issues and develop a plan to improve your scores collectively. This may involve paying down debt, setting up automatic payments, or disputing any errors on your credit reports. By actively managing your credit, you can ensure a stronger financial foundation for your marriage.

Actionable Advice for a Strong Foundation:

  • 1. Schedule regular financial check-ins: Set aside time every month or quarter to review your financial progress, discuss any concerns, and make necessary adjustments to your budget or financial plan.
  • 2. Establish shared financial goals: Whether it's saving for a down payment, planning for retirement, or taking a dream vacation, having shared financial goals strengthens your bond and motivates you to work together towards achieving them.
  • 3. Seek professional help if needed: If you find it challenging to navigate financial discussions or if you have complex financial situations, consider seeking guidance from a financial advisor or marriage counselor. They can provide valuable insights and strategies tailored to your specific circumstances.


Addressing potential challenges and having open conversations about toxic chemicals, financial transparency, and building a strong foundation are crucial steps to ensure a successful and harmonious marriage. By taking proactive measures, seeking shared goals, and fostering open communication, you can pave the way for a fulfilling and prosperous life together. Remember, a strong partnership is built on trust, understanding, and a solid financial footing.

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